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Andrew Baker joined F&M in 2022 serving as Regional President of Northern Indiana. The following year, Mr. Baker was named F&M Bank’s Chief Retail Banking Officer and continued his role as the Regional President. He is responsible for F&M’s Northern Indiana region from Fort Wayne, Indiana north to the Michigan border.

In his newest role, Mr. Baker is responsible for leading all aspects of F&M’s community-based retail baking operations, including the company’s branch network, mortgage line of business and private banking.

Mr. Baker brings nearly 30 years of banking experience, most recently as Executive Vice President and the Market Manager for PNC. Throughout his career, he has excelled in several leadership roles along with being recognized for his ability to build and strengthen teams.

Mr. Baker has a Bachelor of Science in Finance from Indiana University and a Master of Business Administration from Case Western Reserve University.

Andy and his wife live in the Fort Wayne area.