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Due to weather and staffing-related issues, our Oxford location will be closing at 2:00 PM today (January 6, 2025). We apologize for any inconvenience this may cause and appreciate your understanding. For assistance or inquiries, please feel free to reach out to us at 800-451-7843.

Maggie Carico serves as a home loan lender at F&M with over 16 years of banking experience. Throughout the years she has worked in roles as a teller, bank manager, and behind the scenes positions, and as a result has provided her with a deep understanding of the banking industry. 

Maggie strives to make customer experiences memorable so clients will want to share with others. Working at F&M Bank allows her to focus on the needs of those in the community and by working together they will find a loan product that best fits their needs.  

OHIO

Napoleon, Custar, Defiance, Swanton