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Due to weather and staffing-related issues, our Oxford location will be closing at 2:00 PM today (January 6, 2025). We apologize for any inconvenience this may cause and appreciate your understanding. For assistance or inquiries, please feel free to reach out to us at 800-451-7843.

Standing with over 25 years of lending experience, Pat Burkholder’s knowledge of products and procedures guarantees each customer finds the best solution for their needs. Having worked at F&M for nearly 40 years, Pat has built a strong and loyal client base, often assisting the children of past clients. If she cannot provide a solution, she will recommend ways to overcome any issue they are experiencing. She also is very active within the community, being involved in various local organizations.  

OHIO

Bryan, Stryker, West Unity