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Due to weather and staffing-related issues, our Oxford location will be closing at 2:00 PM today (January 6, 2025). We apologize for any inconvenience this may cause and appreciate your understanding. For assistance or inquiries, please feel free to reach out to us at 800-451-7843.

With over 15 years in the banking industry, Vandee Salay is well-experienced in home loan origination at F&M Bank. She provides superior customer service with personalized mortgage experience specific to each client’s needs. Vandee excels in dependable communication and maintains a high level of organization with strict adherence to deadlines. Her expertise spans a broad range of loan types, including Conventional, ARM, FHA, USDA, VA, Construction, Renovation, Lot, and Home Equity loans. For a seamless and attentive home loan process, Vandee Salay is the trusted professional to guide you every step of the way. 

OHIO

Archbold, Delta, Defiance, Wauseon