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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

YOU LEARN FROM EVERY CUSTOMER.

So do we.

We know retail.

And what we don’t know, we want to learn. Because learning nurtures lasting relationships, and that’s our whole mission here at F&M Bank. Need a commercial lender with a good ear? Talk to us. Whether you’re a small business with five employees or a large retail group with over 500, we listen to your challenges and then tease out solutions. Business loans for women, small business loans for startups or just helping you find the best business checking account – we’re here for you.

Find a banking tool that works hard for you.

Pay your vendors and employees. Upgrade your software or your retail space. Invest in commercial real estate or the years ahead. Find all things retail banking right here.

What’s it like banking with us? See for yourself.

Need us?

Find us across Ohio, Indiana and Michigan. Or right here online.