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Checking accounts designed for you.
Whether you’re looking for more convenient access to funds or earn more interest on your account, we have a variety of Personal Checking options to suit your lifestyle.
Compare and decide for yourself.
Compare and decide for yourself.
Explore our checking accounts to find the perfect fit for your lifestyle. From everyday essentials to accounts packed with rewards and perks. Compare our checking accounts and discover how easy it is to bank your way!
The Bundler: A Service Charge of $6 will be charged each monthly statement cycle for the features and benefits bundled with this checking plan. Features and benefits are powered/available through Bazing at www.BaZing.com. Cell Phone Protection, personal identity theft benefits of Identity Theft Aid personal identity theft benefits, and Buyers Protection & Warranty are insurance products. Insurance products are: NOT A DEPOSIT, NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. Requires activation to begin. Certain benefits required additional activation. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals, Subject to the terms and conditions detailed in the Benefits Reference Guide.
Everyday Checking: Minimum to open the account is $50. A minimum balance fee of $5.00 will be imposed every monthly statement cycle unless you maintain a minimum average daily balance of $100 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account each day for the period and dividing that figure by the number of days in the period. Refer to the current Fee Schedule for a complete list of fees and charges that may be assessed against your account.
Loyalty Rewards Checking earns the following:
Tier 1 - If your daily balance is $25,000.00 or less, the account is enrolled in eStatements via Online Banking, and you have met a minimum of 1 qualifier, the interest rate paid will be 0.02% with an annual percentage yield of 0.02%.
Tier 2 - If your daily balance is $25,000.00 or less, the account is enrolled in eStatements via Online Banking, and you have met a minimum of 2 qualifiers, the interest rate paid will be 0.17% with an annual percentage yield of 0.17%.
Tier 3 - If your daily balance is $25,000.00 or less, the account is enrolled in eStatements via Online Banking, and you have met a minimum of 3 qualifiers, the interest rate paid will be 4.94% with an annual percentage yield of 5.05%.
An interest rate of 0.01% with an annual percentage yield of 0.01% will be paid only for that portion of your daily balance that is greater than $25,000.00.
Depending on the balance in the account and the number of qualifiers met, assuming a maximum account balance of $100,000.00, the annual percentage yield will range as follows: Tier 1 - 0.01% to 0.01%, Tier 2 - 0.01%- 0.05%, Tier 3 - 0.01% - 1.27%.
Annual Percentage Yields (APY) accurate as of February 15, 2025. Rates may change after the account is opened. To earn interest, you must be enrolled in eStatements and meet a minimum of one qualifier during the monthly statement cycle. Minimum to open a Loyalty Rewards Checking account is $50. There is no minimum balance requirement to earn interest or receive ATM fee refunds. Once enrolled in eStatements and a minimum of one (1) qualifier is met each monthly statement cycle, nationwide ATM fees during the monthly statement cycle will be reimbursed up to $10 and will be credited to your account on the last business day each month. A service charge of $5.00 will be charged each monthly statement cycle unless the account is enrolled in eStatements and a minimum of one qualifier has been met. Qualifying transactions must post and settle to the account during the monthly statement cycle. Transactions may take one or more business days from the transaction date to post and settle to an account. A Monthly Statement Cycle runs from the day after the last business day of the month to the last business day of the following month. Fees may reduce earnings. Personal accounts only. Limit one Loyalty Rewards Checking account per household.
Loyalty Rewards + The Bundler Checking: Annual Percentage Yields (APY) accurate as of February 15, 2025. Your interest rate and annual percentage yield may change.
When the Loyalty Rewards + The Bundler Checking qualifiers are met:
Tier 1 - If your daily balance is $25,000.00 or less, the account is enrolled in eStatements via Online Banking, and you have met a minimum of 1 qualifier, the interest rate paid on the daily balance of $25,000.00 or less will be 0.02% with an annual percentage yield of 0.02%.
Tier 2 - If your daily balance is $25,000.00 or less, the account is enrolled in eStatements via Online Banking, and you have met a minimum of 2 qualifiers, the interest rate paid on the daily balance of $25,000.00 or less will be 0.17% with an annual percentage yield of 0.17%.
Tier 3 - If your daily balance is $25,000.00 or less, the account is enrolled in eStatements via Online Banking, and you have met a minimum of 3 qualifiers, the interest rate paid on the daily balance of $25,000.00 or less will be 4.94% with an annual percentage yield of 5.05%.
An interest rate of 0.01% with an annual percentage yield of 0.01% will be paid only for that portion of your daily balance that is greater than $25,000.00.
Depending on the balance in the account and the number of qualifiers met, assuming a maximum account balance of $100,000.00, the annual percentage yield will range as follows: Tier 1 - 0.01% to 0.01%, Tier 2 - 0.01%- 0.05%, Tier 3 - 0.01% - 1.27%.
*APY – Annual Percentage Yields accurate as of March 1, 2025. Rates may change after the account is opened. To earn interest on the account you must be enrolled in eStatements and have met a minimum of one qualifier during the monthly statement cycle. The stated APYs assume the interest remains on deposit in the Checking Account. The interest earned on your Loyalty Rewards + The Bundler Checking Account will be credited on the last business day each month. Minimum to open a Loyalty Rewards + The Bundler Checking account is $50. We will refund nationwide ATM fees up to $10.00 per cycle, if you have enrolled in eStatements and have met a minimum of one qualifier for the Monthly Statement cycle. ATM fee refunds will be credited to your account on the last business day each month. There is no minimum balance requirement to earn interest or receive ATM fee refunds. A Service Charge of $7.00 will be charged each monthly statement cycle for features and benefits of this checking plan. Fees may reduce earnings on this account. Please refer to the current Fee Schedule for a complete list of fees and charges that may be assessed against your account.
Enrollment in eStatements via Online Banking is required to earn higher interest rate tiers based on qualifiers. Please contact us for details on how to enroll. Limit one Loyalty Rewards + The Bundler Checking account per household. The Monthly Statement Cycle runs from the day after the last business day of the month to the last business day of the following month. Qualifying transactions must post and settle to the account during the monthly statement cycle. Transactions may take one or more business days to post and settle to an account after the date a transaction is made.
Key Additional Features with The Bundler: Loyalty Rewards + The Bundler has personal protection benefits and money-saving tools and discounts bundled into this checking plan. Please refer to the Benefits Reference Guide for additional details regarding the benefits and money-saving tools and discounts provided with this checking plan. For full access, registration by you is required. Certain benefits also require further activation. Personal protection benefits and money-saving tools and discounts may be subject to change without advance notice.
Limitations: Benefits and tools bundled into this checking plan are applicable to account owners of The Loyalty + The Bundler Checking Account. The benefits and tools are not available to Account Signers who are not an account owner. For revocable grantor trusts, the benefits and tools are available when a grantor is serving as a trustee and covers the grantor trustee(s). Refer to the Benefits Reference Guide regarding The Bundler additional features for specific instances where other family members may be included in coverage available from certain benefits and tools. Family members would be defined as: Spouse, persons qualifying as domestic partners, children under 25 years of age, and parent(s) of the account owner who are residents of the same household.
Cell Phone Protection, Personal ID Theft Benefits, and Buyer’s Protection & Warranty are Insurance Products which are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
The Health Savings Card is NOT INSURANCE. It is a discount program. Cardholders are responsible for paying the discounted cost at the time of service from participating providers. Discounts may not be taken in conjunction with any third-party payor arrangement, including Medicare or Medicaid or government programs. This is a free program. Prescriptions may be filled at any pharmacy, however, this prescription discount card provides a discount only at participating pharmacies. It does not replace COBRA or any other medical insurance program, nor is it a Medicare Part D prescription drug plan. This program is administered by Access One Consumer Health, the Discount Medical Plan Organization, 84 Villa Rd. Greenville, SC 29615. www.accessonedmpo.com. The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered. VOID where prohibited by law.
Personal protection benefits, and money-saving tools and discounts may be subject to change without advance notice and may not be available in all regions.
Participating merchants on BaZing.com are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
Dream Builder Checking: Minimum to open this account is $25. The initial account opening bonus is subject to tax reporting requirements. You will receive a $25 bonus within 30 days after the opening deposit has been made.
Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Interest rate and APY are accurate as of February 28, 2025.
Tier 1 – If your daily balance is $500 or less, the interest rate paid on the entire balance in your account will be 5.00% with an Annual Percentage Yield of 5.12%.
Tier 2 – If your daily balance is greater than $500, the interest rate paid on the balance greater than $500 in your account will be 0.01% with an Annual Percentage Yield of 0.01%.
Assuming a maximum account balance of $1,000 the Annual Percentage Yield (APY) will range from 2.56%-5.12%, depending on the account balance.
Birthday reward for individuals ages 12 and under will receive a $10 deposit at the end of each monthly statement cycle following their birthday each year.
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