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5-Month CD Special

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We're all about earning more. Just like you.

Saving for the future doesn't have to be hard. Whether you're saving for a short-term goal or just looking to grow your savings with a low-risk option, our 5-month CD is the perfect choice.

  • $1000 minimum deposit with no maximum investment
  • Short 5-month term
  • Open to businesses and consumers

Open a 5-month CD today and earn 3.85% APY.*

Now for a limited time, relax and watch your money grow with our 5 month CD Special. With a higher rate of return, you have the opportunity to grow your money faster. And at F&M Bank, that opportunity comes with the peace of mind that your money will grow quickly and safely. 


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*APY - Annual Percentage Yields are effective as of April 17, 2025. At maturity, the 5 month CD will automatically renew as a 6 month CD. APY assumes interest remains on deposit until CD maturity. A minimum $1,000 deposit is required to open this account. Fees may reduce earnings. Subject to penalty for early withdrawal. The advertised APY is subject to change without notice. Limited time offer.

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