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Meet our mortgage team

Your Local Home Loan Partners
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With over 15 years in the banking industry, Vandee Salay is well-experienced in home loan origination at F&M Bank. She provides superior customer service with personalized mortgage experience specific to each client’s needs. Vandee excels in dependable communication and maintains a high level of organization with strict adherence to deadlines. Her expertise spans a broad range of loan types, including Conventional, ARM, FHA, USDA, VA, Construction, Renovation, Lot, and Home Equity loans. For a seamless and attentive home loan process, Vandee Salay is the trusted professional to guide you every step of the way. 

OHIO

Archbold, Delta, Defiance, Wauseon

Our local lenders are here to help you. 

Whether you're purchasing your first home, refinancing, or looking for advice, our originators are committed to providing expert advice and solutions to help you achieve your homeownership dreams.