PERSONAL LOANS & LINES OF CREDIT
Pay it. Pay it off. Or just get away from it all.
Let’s find the one that works for you.
Cover unanticipated expenses, consolidate debt or book a vacation (finally) – no collateral needed.
PERSONAL LOANS
If you don’t own your home or prefer not to borrow against it, a personal loan picks up where home equity loans leave off, giving you a handy source of funds at an affordable rate.
PERSONAL LINE OF CREDIT
A great funding option for income gaps or sudden expenses, a personal line of credit is variable-rate revolving credit you tap as needed. Apply once, pay interest only on what you borrow.
How to use it and choose it.
Renovate your home. Repair your car. Replace your computer. Pay off high-interest credit card balances. Finance a wedding. Or take that vacation you want and know you need. Anything’s possible with a personal loan or line of credit loan. But which one’s the right one to get the job done?
THE CHOICE IS YOURS.
One lump sum at a fixed interest rate and fixed monthly payments. Or revolving credit at a variable rate and flexible repayment terms. When it comes to personal loans and lines of credit, it’s all about your personal needs. Can’t decide? Enlist the expertise of an F&M loan officer to customize a personal loan or line of credit for you.
FEATURES & BENEFITS
- Competitive interest rates
- Easy repayment terms
- No collateral required
- Local decision-making and processing
What’s it like banking with us? See for yourself.
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