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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

EVERYDAY CHECKING

Experience banking made simple.

Experience everyday banking made simple. 

Looking for a straightforward checking account that fits your everyday needs?  Everyday Checking makes managing your money easy and hassle-free and is designed to give you the flexibility you need without breaking the bank.

  • Low $50 minimum opening deposit
  • Unlimited number of deposits
  • Maintain a minimum average daily balance of $100 each month to waive the $5 monthly Minimum Balance Fee
  • Free online and mobile banking
  • Free debit card

LOW OPENING DEPOSIT

Open your new account today with just $50.

UNLIMITED DEPOSITS

Enjoy the freedom of unlimited deposits — no limits, no hassle!

FREE ONLINE & MOBILE BANKING

Manage your finances your way. Online or on-the-go.

FREE DEBIT CARD

Mastercard® debit card with EMV Chip Technology

Everyday Checking: Minimum to open the account is $50. A minimum balance fee of $5.00 will be imposed every monthly statement cycle unless you maintain a minimum average daily balance of $100 for the monthly statement cycle. You may make an unlimited number of deposits into your account. The average daily balance is calculated by adding the principal in the account each day for the period and dividing that figure by the number of days in the period. Refer to the current Fee Schedule for a complete list of fees and charges that may be assessed against your account.

Ready to open your new account?

Apply online or visit your nearest F&M Office location.